American Express Membership Rewards points are some of the most flexible credit card rewards in Canada, with options to redeem for travel or transfer points to airline and hotel partners.
Below are the Membership Rewards credit cards currently covered on PointsWise, along with their welcome bonuses, annual fees, earn rates and full reviews.
Membership Rewards Credit Cards
Which Membership Rewards Card Should You Choose?
The best card depends on how you spend and which benefits you actually use.
- Amex Cobalt Card: Best suited to everyday spending, particularly food and drinks, with strong Membership Rewards earning potential.
- Amex Platinum Card: Better suited to frequent travellers who can make use of premium travel benefits and lounge access.
- Amex Gold Rewards Card: A middle-ground option with travel benefits and Membership Rewards earning.
- Business Membership Rewards cards: Worth comparing if you want to earn points on business spending.
Before applying, check the current welcome bonus against previous offers since Amex bonuses can change throughout the year.





