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Home » AMEX Cards Canada » Marriott Bonvoy Credit Cards » Review: Is the Marriott Bonvoy Card Worth It for Canadian Travellers?

Review: Is the Marriott Bonvoy Card Worth It for Canadian Travellers?

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Britt Phoenix
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Marriott Bonvoy Card card image
Apply for the Marriott Bonvoy Card

Instant decision available with no impact to your credit score.

Marriott Bonvoy Card At a Glance

Best choice for: Marriott Free Night Value

Welcome Bonus
Up to 70,000 points
Top Earn Rate
5x on Marriott Bonvoy hotel stays
Points Currency
Marriott Bonvoy points
Annual Fee
$120/year
Target Market
Consumer
Card Style
Plastic
Card Type
Credit Card

Quick Verdict

The Marriott Bonvoy Card's value comes from the annual free night certificate. If you stay with Marriott even once a year, it can be easy to justify. It is not the most flexible travel card, but for Marriott loyalists, it is a very practical keeper card to earn points and turn them into free hotel stays.

Who It’s For

  • Marriott loyalists booking hotel stays
  • Travellers who value annual free nights
  • Cardholders building hotel rewards
  • Occasional travellers wanting easy hotel value

How to Get Approved for the Marriott Bonvoy Card

Approval Difficulty

720+ (Good)

recommended credit score

Canada Credit Card Approval - Standard Approval, Recommended 720+ (Good) Credit Score

Standard Approval

Based on typical approval patterns in Canada.
Approval is not guaranteed.

How to get approved for an Amex card in Canada.

Requirements

  • Age of majority: Canadian resident, age 18 or 19+ depending on your province/territory
  • Credit history: 6+ months minimum credit history of low utilization and on-time payments
  • Income requirement: None publicly specified
  • Approval speed: Often instant with Amex Apply With Confidence
Apply Now

Instant decision available with no impact to your credit score.

Marriott Bonvoy Card Welcome Bonus Tracker

Track how today’s credit card welcome bonus compares against past offers, so you can apply with confidence.

PointsWise Welcome Bonus Tracker - Tracking Credit Card Welcome Bonuses in Canada

Current Welcome Bonus

70,000

Marriott Bonvoy points

You can earn up to 70,000 Marriott Bonvoy points: 60,000 points after spending $3,000 in the first 3 months, plus 10,000 points after spending $500 in month 13 of Cardmembership.

Estimated Value

$700

at 1¢ per point

Marriott Bonvoy Card card image
Apply Now

Instant decision available with no impact to your credit score.

Typical Offer

This is a typical welcome bonus for this card.

The current Marriott Bonvoy Card welcome bonus sits within this card’s normal historical range. At 70,000 Marriott Bonvoy points, it is a fair public offer, but it is no longer near the strongest bonuses we have tracked.

Compared to recent highs of 110,000 points in May 2025 and Jan 2026, the current offer is clearly a step down. If this card fits your hotel strategy, annual free night certificate plans, and Marriott Bonvoy rewards goals, it can still make sense to apply. If you are mainly chasing the highest possible welcome bonus, history shows this card has recently offered much stronger promotions.

Current offer since Apr 2026
Historical high 110,000 points
Last change Down 40,000 points

Where The Marriott Bonvoy Card Welcome Bonus Sits Historically

This range compares the current public bonus against the lowest, typical, and highest offers PointsWise has tracked for the Marriott Bonvoy Card.

Historical Low 50,000 points
Typical Range 50,000 - 75,000 points
Historical High 110,000 points
70,000 points Current Offer

History available since 2019

Updated Jun 18, 2026

Marriott Bonvoy Card Welcome Bonus History

See how the Marriott Bonvoy Card welcome bonus has changed over time, including confirmed snapshots when the public offer stayed the same.

Welcome Bonus Events - Card Reviews v1

Offer snapshots indicate dates when the public welcome bonus was confirmed unchanged.

Why it matters

Credit card welcome bonuses change often. This tracker helps you compare today’s offer against past public offers before you apply.

Compare before you apply.

See whether today’s welcome bonus is low, typical, or unusually strong for this card.

Decide whether waiting to apply makes sense.

A past high offer is useful context, but it may not return soon.

Understand offer snapshots

Snapshot bars show when a public bonus was confirmed unchanged, not when a new offer launched.

Ready to Apply or Compare Offers?

Apply with confidence.

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Apply for the Marriott Bonvoy Card

Instant decision available with no impact to your credit score.

Amex Welcome Bonus History Tracker in Canada Since 2019
Compare welcome bonuses

View and compare offers across all cards.

Amex Cobalt Card Earn Rates

5x
Marriott Bonvoy hotel stays

Earn 5 Marriott Bonvoy points per $1 spent on eligible purchases made directly at participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores, including gift cards. Purchases must be owned or managed by Marriott International or its affiliates.

2x
everything else

Earn 2 points per $1 on all other eligible purchases.

Marriott Bonvoy Points

The value of your points depends on how you use them. Here’s what you can realistically expect.

How to Redeem Marriott Bonvoy Points

Search for Hotels
Go to Marriott.com and search for hotels. Select “Use points/awards” to see where your points can take you.
Check Point Prices
See available hotels and how many points they cost per night and compare with the cash value.
Book Your Stay
Select your dates and complete your booking with points.
Get the 5th Night Free
When you book 5 consecutive nights at the same hotel with points, your 5th night is automatically free.

Marriott Bonvoy Points Value

Typical Value (When Used Well)

0.7¢ - 1.2¢ per point

Best Use

5-night stays using the 5th night free benefit.

Example

200,000 Marriott Bonvoy points> $1,600 hotel (cash price)= 0.8¢ per point

High-Value Potential

1¢+ per point Peak pricing and higher-end properties.

Quick Insight

Value improves when you book longer stays and use the 5th night free benefit. Lower-tier hotels typically deliver less value.

Marriott Bonvoy Card Benefits

A closer look at the benefits, travel rewards, and everyday extras that come with the Marriott Bonvoy Card.

10 total benefits

Featured Benefits

Annual Free Hotel Night Award

Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary.

Marriott Bonvoy Elite Status Benefits

Get 15 Elite Night Credits each year, automatic Marriott Bonvoy Silver Elite Status, and a path to Gold Elite Status through eligible card spending or qualifying paid nights.

Free Hotel Nights

Redeem points for free nights with no blackout dates at over 7,000 Marriott hotels worldwide.

Amex Offers

Save on everyday purchases with Amex Offers and enjoy exclusive discounts and rewards at your favourite stores, restaurants, and online shops. New offers are always being added, so be sure to check your account regularly.

Front of the Line Presale Access

Enjoy exclusive early access to presale tickets with Front of the Line access and get your seats to the hottest concerts, shows, and events before the general public.

Explore All Benefits

Travel Benefits3 benefits

Annual Free Hotel Night Award

Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary.

Marriott Bonvoy Silver Elite Status

Enroll to receive Automatic Silver Elite Status with Marriott Bonvoy - unlock priority late checkout, bonus points on stays, and exclusive perks from the moment you receive your card.

Earn Marriott Bonvoy Gold Elite Status

Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

Redemption Options2 benefits

Free Hotel Nights

Redeem points for free nights with no blackout dates at over 7,000 Marriott hotels worldwide.

Redeem Marriott Bonvoy Points Your Way

Use points for free hotel nights, room upgrades, and exclusive experiences at luxury hotels worldwide, or redeem for flights, car rentals, and more. Marriott Bonvoy offers endless ways to make every trip unforgettable.

Credit Rewards1 benefit

15 Elite Night Credits

Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.

Amex Experiences3 benefits

Front of the Line Presale Access

Enjoy exclusive early access to presale tickets with Front of the Line access and get your seats to the hottest concerts, shows, and events before the general public.

Exclusive Access

Make every night out unforgettable and breeze through dedicated entrances at the Budweiser Stage, relax in premium lounges, and enjoy priority service at top venues like Massey Hall and Mirvish Theatres.

Amex Experiences

Cardmembers get access to a variety of special offers created just for American Express. From advance screenings of blockbuster movies, to weekend getaway packages and special online and in-store shopping deals, it's never been easier to have an experience you'll never forget.

Member Extras1 benefit

Amex Offers

Save on everyday purchases with Amex Offers and enjoy exclusive discounts and rewards at your favourite stores, restaurants, and online shops. New offers are always being added, so be sure to check your account regularly.

Marriott Bonvoy Card Insurance Coverage

Here’s a closer look at the insurance coverage included with the Marriott Bonvoy Card, including travel, purchase, rental car, mobile device, and other protections where applicable.

Coverage amounts, eligibility, and exclusions vary by card. Always review the certificate of insurance before relying on a benefit.

Travel Insurance

6 coverages

Purchase & Warranty Coverage

2 coverages

Rental Car Coverage

1 coverage

Explore Insurance Coverage

Travel Insurance6 coverages

Flight Delay Insurance

Receive up to $500 for essential expenses like hotels, meals, and personal items when your flight is delayed or boarding is denied for 4+ hours, with no alternate transport available (combined with Baggage Delay Insurance).

Up to $500

Baggage Delay Insurance

Get up to $500 for essential clothing and items when your checked baggage is delayed by 6+ hours on your outbound flight (combined with Flight Delay Insurance). Coverage applies to emergency purchases made within four days.

Up to $500

Lost or Stolen Baggage Insurance

Protect your belongings with coverage of up to $500 per trip for lost or damaged checked and carry-on baggage when you charge your airline tickets to your card.

Up to $500

Hotel Burglary Insurance

Get up to $500 coverage for personal items lost due to hotel room burglary when you fully book and pay for your stay with your card (excludes cash).

Up to $500

Travel Accident Insurance

Provides up to $500,000 in Accidental Death and Dismemberment insurance when you charge your fare on a common carrier to your card. Coverage extends to you, your spouse, dependent children under 23, and even supplementary cardholders and their families.

Up to $500,000

Travel Emergency Assistance

Get peace of mind with 24/7 access to emergency medical and legal referrals when you're out of town. Connect by phone anytime, day or night, for assistance wherever you are.

24/7 assistance
Purchase & Warranty Coverage2 coverages

Automatic Purchase Protection

Get 90 days of automatic protection, covering up to $1,000 per incident for eligible purchases with coverage for accidental damage or theft, even if other insurance doesn't apply.

Up to $1,000

Extended Warranty with Buyer's Assurance Protection Plan

Doubles the original manufacturer's warranty by up to two additional years on eligible purchases made with your card. Coverage is valid in Canada and the U.S., with protection up to $10,000 per item and $25,000 annually.

Up to $25,000 annually
Rental Car Coverage1 coverage

Car Rental Theft and Damage Insurance

Provides automatic coverage for car rental theft and damage when you charge your rental to your card and decline the rental company's insurance. With protection for vehicles valued up to $85,000.

Up to $85,000

Marriott Bonvoy Card Fees & Rates

A quick look at the Marriott Bonvoy Card's annual fee, interest rates, and other common charges.

Annual Fee

$120 /year

Foreign Transaction Fee

2.50%

Applies to purchases in non-Canadian currencies.

Purchase Interest

21.99%

Applies when you carry a balance on purchases.

Cash Advance Rate

21.99%

Applies to cash advances and certain non-purchase transactions.

Detailed Fee Breakdown

Annual Fee
$120/year
Foreign Transaction Fee
2.50%
Purchase Interest
21.99%
Cash Advance Rate
21.99%
Full Benefits Additional Card Fee
$0
Penalty APR
25.99% - 29.99% Variable
Balance Transfer Rate
N/A
Intro Balance Transfer Rate
N/A

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Marriott Bonvoy Card
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