Canada’s Amex Rewards Guide

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Earn 15,000 bonus points with the Amex Cobalt Card

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Home » AMEX Cards Canada » Compare Amex Cards in Canada: Side-by-Side Card Comparisons

Compare Amex Cards in Canada: Side-by-Side Card Comparisons

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Compare Amex Cards in Canada - Side by Side Comparisons

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Intro: Why Comparing Amex Cards Matters

Choosing the right American Express card in Canada isn’t always straightforward. Many cards offer similar rewards programs, travel perks, and welcome bonuses, but the value can vary dramatically depending on how you spend.

CANADA: APPLY NOW! American Express Cobalt Card
Welcome Bonus:

Earn

up to 15000 Amex points

Annual Fee:

$
15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.

Rewards:

Earn

5x

points

on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

Apply Now!

That’s where direct comparisons help.

Instead of reviewing cards in isolation, side-by-side comparisons highlight the differences that actually matter, like earning rates, annual fees, welcome bonuses, and travel benefits. 

For example, Canadians often compare cards like the Amex Cobalt vs Gold to see which earns more points on food spending, or Platinum vs Gold to decide whether premium travel perks justify the higher annual fee.

Below you’ll find our most popular Amex card comparisons organized by category.

If you’re still exploring your options, you may also want to start with our complete guide to the Best Amex Cards in Canada, which breaks down the top cards for travel, rewards, and cashback.

Top Amex Card Comparisons

These are the most common head-to-head decisions Canadians face when choosing an Amex card.

Most comparisons here focus on the core Membership Rewards cards, where the differences in earning rates, annual fees, and travel perks can significantly impact the value you get from the program.

If you’re deciding between two popular cards, start here.

Premium Amex Card Comparisons

American Express offers several premium travel cards that include airport lounge access, hotel status, and extensive travel insurance.

But the higher annual fees mean choosing the right premium card is important.

These comparisons break down how these cards stack up when it comes to travel benefits, earning potential, and long-term value.

Cashback vs Rewards Cards

Not everyone wants to manage airline transfer partners or maximize points redemptions.

For many Canadians, the choice comes down to simplicity versus maximum rewards value.

These comparisons explore the differences between straightforward cashback cards or flexible points cards.

All Amex Card Comparisons

If you want to explore every American Express comparison on PointsWise, browse the full library below.

Be Ready When the Best AMEX Offers Drop in 🍁Canada!🍁

Get updates based on 6+ years of welcome bonus history - so you know exactly when to apply.

CANADA: APPLY NOW! American Express Cobalt Card
Welcome Bonus:

Earn

up to 15000 Amex points

Annual Fee:

$
15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.

Rewards:

Earn

5x

points

on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

Apply Now!

ABOUT THE AUTHOR

Britt

Phoenix

Photo of author

Britt enjoys researching the best ways to earn and redeem travel reward points with Amex Cards, helping Canadians unlock incredible travel opportunities.

She loves using points to book hotels and exploring the beautiful forests of west coast BC. From rustic cabins to five-star hotels, Britt is always ready for her next adventure.

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CANADA: APPLY NOW! American Express Cobalt Card
Welcome Bonus:

Earn

up to 15000 Amex points

Annual Fee:

$
15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.

Rewards:

Earn

5x

points

on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

Apply Now!

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PointsWise - AMEX Card Travel Tips for Canadians

PointsWise helps Canadians find the best Amex cards and maximize every point.

Compare offers, track welcome bonus trends, and use proven strategies to earn more rewards on everyday spending and travel.

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