Review: Introduction to the Cobalt Card
The Cobalt Card is one of the most rewarding options for Canadians who want to earn points on everyday purchases. With high earning rates on dining, travel, and streaming, along with flexible redemption options, this card is perfect for savvy spenders looking to maximize their rewards.
Ready to maximize your rewards? Apply for the Cobalt Card today.
The Amex Cobalt Card: Apply Now!
- Welcome Bonus: up to 15000 Amex points
- Annual Fee: $155.88 ($12.99/mo)
- Rewards: Earn 5x points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Cobalt Card Reward Rates
Accelerated Earnings on Everyday Purchases
The Cobalt Card offers competitive rewards on the spending categories that matter most:
- 5x Points on Dining and Food Delivery
Earn 5 Membership Rewards points per $1 spent at restaurants, cafes, food delivery services, and grocery stores. This lucrative rate applies to your first $30,000 in annual spending in this category, after which you’ll earn 1 point per $1. - 3x Points on Streaming Services
Enjoy 3 points per $1 spent on eligible streaming platforms, making it easy to rack up rewards while you stream your favorite shows and music. - 2x Points on Travel and Transit
Earn 2 points per $1 spent on eligible travel and transit expenses like flights, public transportation, taxis, and ride-sharing services. - 1x Point on All Other Purchases
Earn 1 point per $1 spent on all other eligible purchases, ensuring you’re rewarded for every dollar.
Start earning 5x points on dining and more. Get the Cobalt Card now.
Welcome Bonus Offers
Earn Rewards Every Month
New cardholders can earn 15,000 Membership Rewards points by spending $750 monthly for 12 months, receiving 1,250 points each month. This bonus offers a total value of $150 (at 1¢ per point), making it an excellent choice for those who value consistent, achievable rewards.
Don’t miss out on the welcome bonus. Apply today to get started.
Annual Fees and Cost Breakdown
Manageable Monthly Fees
The Cobalt Card charges $12.99 per month, totaling $155.88 annually. The monthly fee structure is particularly appealing, as it spreads the cost throughout the year, making it easier to manage while still enjoying premium rewards.
Cobalt Card Benefits
Valuable Features to Elevate Your Experience
The Cobalt Card offers an array of benefits designed to enhance your spending and travel experiences:
- Purchase Protection: Covers eligible purchases against theft or damage for up to 90 days.
- Extended Warranty: Extends the manufacturer’s warranty by up to one additional year.
- Travel Insurance: Includes coverage for baggage delay, flight delay, and rental car damage protection, giving cardholders peace of mind on trips.
Membership Rewards Program
With Membership Rewards, you can redeem points in multiple ways:
- Transfer to airline and hotel loyalty programs like Aeroplan and Marriott Bonvoy.
- Redeem for gift cards or statement credits.
- Book travel directly through the Membership Rewards portal for flexibility.
Unlock premium benefits and protection. Apply for the Cobalt Card here.
Why Choose the Cobalt Card?
Designed for Savvy Spenders
The Cobalt Card stands out for its ability to reward everyday spending. Whether you’re dining out, commuting, or enjoying streaming services, the high earning rates and flexible redemption options make it a strong choice for cardholders in Canada.
How to Redeem Membership Rewards Points
Flexible Options to Maximize Value
Membership Rewards points can be redeemed in several ways:
- Travel: Use points to book flights, hotels, and other travel expenses.
- Everyday Spending: Redeem for gift cards or as statement credits.
- Loyalty Transfers: Get the most value by transferring points to programs like Aeroplan or Marriott Bonvoy.
For frequent travellers, transferring points to loyalty programs often yields the best return on value.
Ready to redeem points your way? Sign up for the Cobalt Card now.
Conclusion: Is the Cobalt Card Right for You?
The Cobalt Card combines high earning potential with flexible redemption options, making it one of the most versatile credit cards available. With its affordable monthly fee and valuable benefits, it’s an excellent choice for Canadians who want to get the most out of their everyday spending. Whether you’re dining out, traveling, or streaming your favorite shows, the Cobalt Card delivers consistent value.
Don’t wait to start earning rewards. Apply for the Cobalt Card today!
Learn More About the Amex Cobalt Card in Canada
The Amex Cobalt Card: Apply Now!
- Welcome Bonus: up to 15000 Amex points
- Annual Fee: $155.88 ($12.99/mo)
- Rewards: Earn 5x points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
