Amex Business Edge Card Canada Review

for the American Express Business Edge Card

Card Details at a Glance

Welcome Bonus:

up to 67000 Amex points

Card Type:

Credit Card

Product Type:

Business Card

Material:

Plastic

Category:

Travel Rewards

Points Currency:

Amex Membership Rewards

3 Amex points

per $1 spent on eligible office supplies & electronics, restaurants, food delivery, gas, transit and rides.

1 Amex point

per $1 spent on everything else.

Annual Fee:

$99

Extra Card Fee:

No annual fee

Purchase Interest:

20.99%

Cash Advance:

21.99%

Foreign Transfer Fee:

2.50%

Balance Transfer:

n/a

Residency & Age:

A Canadian resident who has reached the provincial age of majority.

Estimated Credit Score:

Fair Credit, 600+

Income Requirement:

n/a

Apply Now for the American Express Business Edge Card!

The Business Edge Welcome Bonus in Canada

The American Express Business Edge Card launched in Canada in October, 2019 which added another Membership Rewards Card to the Amex portfolio.

The current welcome bonus on the Business Edge Card is up to 67000 Amex points flexible Amex points. Here’s how to earn the welcome bonus:

• Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
• Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000 • You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.

Although the Card offers the option to carry a balance, we always recommend paying off your balance in full each month.

Transfer Your Points to Hotel and Airline Loyalty Programs to Redeem Your Points for Maximum Value

The Amex Membership Rewards program allows you to transfer your points to hotel and airline loyalty programs so you can redeem them for the best value. These flexible, transferable rewards can be converted to Marriott Bonvoy points, Hilton Honors points, Aeroplan points, Delta Skymiles (WestJet) and more.

Learn More: See the List of Amex Travel Partners

Earn Points Fast with Business Edge Card Referrals

After you apply for the Business Edge Card, you can start referring friends, family, and business associates to also sign up for the Business Edge Card. You’ll earn 5,000 Amex points, up to a maximum of 75,000 points per year for each approved referral. That means you can refer up to 15 people each year and get rewarded for your efforts.

Earn 3x the Points

With the Business Edge Card, you’ll earn 3x the points on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. The Business Edge offers the biggest category spend bonus for businesses expenses.

Let’s take a look at some eligible expenses that earn 3x the points:

Business: The merchant’s primary business must be office supplies or electronics, such as Staples, Office Depot, and Best Buy. General merchants like Costco and Walmart do not qualify.

Rides and gas: All major gas stations, commuter transportation and ridesharing services like Uber and Lyft.

Eats & drinks: Restaurants and food delivery services like Uber Eats, DoorDash and Skip the Dishes.

You can earn up to a maximum of 75,000 Membership Rewards in these categories. After the max awarded, you’ll earn 1 point per dollar.

If groceries are your big spend category, take a look at the Cobalt Card instead to earn 3x the points.

Is the Business Edge Card Worth it in Canada Right Now?

The Business Edge Card offers excellent value for the $99 annual fee. You’ll come out ahead the first year alone in points which are worth at minimum $570.

But unless your main spend is at office supply stores, you’ll want to compare the other Amex Cards in your second year for higher earning bonuses.

for the American Express Business Edge Card