Effective Date: 2024-12-05
Welcome to PointsWise. By accessing or using our website, you agree to be bound by these Terms of Use (“Terms”), which govern your use of PointsWise. If you do not agree to these Terms, please refrain from using our site.
PointsWise is a subsidiary of Chilliwack Design, a registered business name based in British Columbia, Canada. These Terms may be updated periodically, and your continued use of the site constitutes acceptance of the revised Terms.
1. What We Do
PointsWise provides informational content about travel rewards, credit card points, and loyalty programs. Our mission is to help Canadians make informed decisions and maximize their travel experiences through expert reviews, tips, and strategies.
The information on this site is provided for general informational purposes only. It should not be considered financial, legal, or investment advice. Please consult a licensed professional for advice tailored to your personal circumstances.
2. Use of the Website
By accessing PointsWise, you agree to:
- Use the site for personal, non-commercial purposes only.
- Not engage in unauthorized activities, such as scraping, reverse engineering, or reproducing site content without permission.
- Comply with all applicable laws and regulations.
3. Affiliate and Advertising Relationships
PointsWise generates revenue through:
- Affiliate Links: PointsWise is part of the CJ Affiliate Network and has a direct affiliate relationship with American Express. Some links on this site are affiliate links, meaning PointsWise may earn a commission if you click on these links and make a purchase or apply for a product. This comes at no extra cost to you.
- Banner Advertisements: PointsWise may display banner ads or other promotional content from trusted partners.
While PointsWise earns revenue through these relationships, we prioritize unbiased recommendations. We include all American Express credit cards in our reviews, regardless of whether we receive compensation. For more details, please review our Advertiser Disclosure.
4. Third-Party Services and Links
PointsWise links to third-party websites and services, including:
- Credit card issuers such as American Express.
- The CJ Affiliate Network for product tracking and commissions.
- External resources that may complement the content we provide.
PointsWise does not control or guarantee the accuracy, reliability, or security of third-party services. Your use of such services is subject to their respective terms and policies. PointsWise is not liable for any issues arising from your interaction with third-party websites or services.
5. Intellectual Property
All content on PointsWise, including text, images, graphics, logos, and software (the “Content”), is the property of PointsWise or its licensors and is protected by copyright, trademark, and other applicable laws.
You may not reproduce, distribute, or use the Content without prior written permission. Unauthorized use of PointsWise’s intellectual property is strictly prohibited.
6. Disclaimer
PointsWise strives to ensure all content on the site is accurate and up-to-date. However:
- Content is provided “as is,” without warranties of any kind.
- PointsWise is not responsible for errors, omissions, or inaccuracies in the content.
- You are responsible for verifying the accuracy of third-party information linked on our site.
American Express Disclaimer: American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For up-to-date details about credit card offers, please visit the issuer’s website.
7. Limitation of Liability
PointsWise and its affiliates, employees, and contributors are not liable for:
- Errors or inaccuracies in the content.
- Losses or damages arising from reliance on site information.
- Issues resulting from third-party services or links accessed through PointsWise.
Your use of the site is entirely at your own risk.
8. Governing Law
These Terms are governed by the laws of British Columbia, Canada. Any disputes will be resolved exclusively in the courts of British Columbia.
9. Changes to Terms
PointsWise may update these Terms of Use at any time. Changes will be posted on this page, and your continued use of the site constitutes acceptance of the revised Terms.
10. Contact Information
If you have questions about these Terms, please contact us via our Contact Form.
