Amex Platinum Card Canada Review 2024: Luxury Travel Benefits Worth $799?

Introduction to the Amex Platinum Card in Canada

For Canadian travellers looking to enjoy luxury travel rewards, the Amex Platinum Card is in a class of its own. Whether you’re a frequent flyer or a luxury enthusiast, this metal card offers unmatched benefits, including impressive earning potential, exclusive travel perks, and access to unique experiences.

With one of the most generous bonuses in Canada, this offer provides exceptional value for those who can take advantage of it.

Ready to experience the best in travel rewards? Apply for the Amex Platinum Card now.

How to Earn the Amex Platinum Welcome Bonus

The welcome bonus is a significant draw for the Amex Platinum Card, offering up to 140,000 points—but this exceptional offer expires on Tuesday, January 28, 2025. 

This is the highest the Amex platinum bonus has been in over three years!

Here’s how you can unlock this incredible bonus:

• Earn 100,000 points after spending $10,000 within the first three months.
• Earn an additional 40,000 points by making a purchase in months 14–17 of card membership.

These points can be redeemed for flights, hotels, and luxury experiences worth $1,400+, making this one of the most valuable bonuses available. Imagine turning those points into a first-class flight experience, complete with champagne and lie-flat seating, or a stay at a five-star resort with stunning ocean views.

Don’t miss out on the incredible welcome bonus before it ends on January 28, 2025. Apply now.

Card Fees

The Amex Platinum Card comes with a $799 annual fee, but its extensive perks and rewards easily justify the cost. 

Additional fees include:

• $250 for supplementary Platinum cards.
• First two Gold cards free; $50 for each additional Gold card.

How to Earn Rewards

The Amex Platinum Card offers a straightforward and rewarding earning structure, making it easy to accumulate points quickly—especially if dining and travel are a significant part of your spending habits. Here’s how you can earn Membership Rewards points:

• 2x points on dining and food delivery in Canada:
  Earn 2 points per $1 on eligible purchases at restaurants, quick-service restaurants, coffee shops, drinking establishments, and food delivery services whose primary business is food delivery (excluding groceries).
• 2x points on travel purchases:
  Earn 2 points per $1 on eligible purchases for travel services or travel bookings, including airfare, lodging, and transportation via air, water, rail, and road (excluding local and commuter transportation).
• 1x points on all other eligible purchases:
  Earn 1 point per $1 on everyday purchases outside of dining and travel.

How to Redeem Points

One of the standout features of the Amex Platinum Card is the flexibility and value of Membership Rewards points. Whether you’re planning a luxurious getaway, covering everyday expenses, or indulging in exclusive experiences, the options are endless. 

Here’s how you can maximize your points:

Transfer Points to Travel Partners for Maximum Value

For travellers seeking the best return on their rewards, transferring points to hotel and airline loyalty programs is the key. The Amex Platinum Card offers seamless transfers to popular partners like:

• Airlines: Programs like Aeroplan and Avios unlock the potential for luxury flights.
  • Book a business-class seat to Europe or the Caribbean for fewer points than you’d expect. Imagine reclining in a lie-flat seat, sipping champagne, and savouring gourmet meals while flying to your dream destination.
  • Airline transfers often yield the best value per point, with some redemptions exceeding 2¢ per point—doubling the value of other options.
• Hotels: Transfer points to Marriott Bonvoy or Hilton Honors for luxurious hotel stays.
  • Enjoy a free night in a five-star suite with ocean views, or upgrade to elite experiences like private villas or overwater bungalows.

Transfers give you the flexibility to choose premium travel experiences that would otherwise cost thousands of dollars, stretching your points further than simple cash equivalents.

Flights and Hotels with Amex Travel

For those who prefer straightforward booking options, the Amex Fixed Points Travel and Flexible Points Travel programs offer seamless ways to use your points:

• Fixed Points Travel: Redeem a set number of points for round-trip flights at competitive rates. For example, book a round-trip flight within North America starting at just 15,000 points.
• Flexible Points Travel: Use your points for virtually any travel expense, from airfare to car rentals, at a rate of 1,000 points = $10 credit. This program gives you the freedom to customize your travel without restrictions.

Everyday Use of Membership Rewards Points

Membership Rewards points aren’t just for big trips—they can add value to your everyday life:

• Shop with Points: Cover purchases on Amazon or at checkout with PayPal.
• Gift Cards and Statement Credits: Redeem points for gift cards to popular retailers or turn points into real-time savings on your statement.
• Donate to Charity: Use your points to give back, turning your rewards into meaningful contributions.

Why Transfers to Airlines Offer the Best Value

While all redemption methods provide flexibility, transferring points to airline programs typically delivers the highest value per point. A single transfer can turn a modest points balance into an extravagant experience:

• Use Aeroplan points for a lie-flat seat to Asia.
• Redeem Avios for a short-haul first-class flight within Europe.
• Enjoy access to unique airline partner alliances, giving you options across hundreds of routes and destinations worldwide.

With these strategies, you can stretch your points further and transform everyday spending into extraordinary travel experiences.

Unlock your next luxury getaway with points from the Amex Platinum Card. Apply here.

Travel Benefits

The Amex Platinum Card redefines what it means to travel in luxury. Here’s how it elevates every journey:

Effortless Airport Experiences

Start your trip stress-free with complimentary valet service and expedited security lanes at Toronto Pearson Airport. Before takeoff, unwind in Centurion Lounges, where gourmet dining, curated cocktails, and tranquil spaces await.

Unmatched Hotel Stays

Check into a Fine Hotels + Resorts property and enjoy perks like complimentary breakfast for two, room upgrades, late checkouts, and a $100 USD property credit. Imagine yourself in a suite with a view of the Paris skyline, sipping espresso as you plan your day.

Elite Travel Partners

With Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status, you’ll enjoy enhanced rooms, late checkouts, and extra points on every stay.

Ground Transportation Perks

Car rentals are seamless with Hertz Gold Plus Rewards President’s Circle Status, offering guaranteed upgrades and priority service.

Lounge Access Across the Globe

Relax in over 1,400 lounges worldwide, including Priority Pass and Delta Sky Club Lounges, where the chaos of airports melts away. Whether it’s a quiet retreat before boarding or a premium drink to celebrate your journey, you’re covered.

These benefits don’t just make travel more comfortable—they turn it into an indulgent experience.

Amex Experiences and Member Extras

Amex Platinum cardholders gain access to exclusive experiences and perks:

• Front of the Line Presales: Early access to tickets for concerts, shows, and events.
• Concierge Services: A dedicated team to assist with travel planning, dining reservations, and more.
• Amex Offers: Save on everyday purchases with discounts and bonus rewards.

These extras ensure cardholders are always treated to unique and memorable experiences.

Credit Rewards

The Amex Platinum Card provides generous annual credits that significantly offset the $799 annual fee, making it much more affordable for cardmembers. Here’s how you can take advantage of these valuable perks:

• $200 Annual Travel Credit: Each year, you’ll receive a $200 credit to use on travel bookings. For example, apply this credit toward a flight, hotel stay, or rental car, instantly reducing your out-of-pocket costs.
• $200 Annual Dining Credit: Savour fine dining experiences at some of Canada’s top restaurants. Enjoy an indulgent dinner or a special occasion meal, knowing $200 will be covered annually by your card.
• $100 NEXUS Credit: Every four years, receive up to $100 in statement credits for NEXUS application or renewal fees, making cross-border travel smoother and more convenient.

Together, these credits provide $400 in annual value, reducing the effective cost of the card to $399 per year for frequent travellers and dining enthusiasts. When combined with the extensive travel perks and earning potential, the Amex Platinum Card becomes an even more compelling choice.

Start enjoying these valuable credits today with the Amex Platinum Card. Apply now.

Insurance Benefits

Travel with peace of mind knowing the Amex Platinum Card offers extensive coverage:The Amex Platinum Card provides an extensive range of insurance benefits, ensuring peace of mind for every journey. These protections are among the most comprehensive offered by any credit card in Canada:

• $5,000,000 Emergency Medical Insurance: Up to $5,000,000 in coverage for eligible medical expenses while travelling outside your province or country for the first 15 days of your trip (for insured persons under 65).
• $500,000 Travel Accident Insurance: Coverage for accidental death or dismemberment when travelling on a common carrier.
• Trip Cancellation Insurance: Up to $2,500 per person (maximum $5,000 per trip) for non-refundable travel expenses if you need to cancel for a covered reason.
• Trip Interruption Insurance: Up to $2,500 per person (maximum $6,000 per trip) for interruptions or delays.
• Flight Delay Insurance: Up to $1,000 for expenses incurred during delays of four hours or more.
• Lost or Stolen Baggage Insurance: Up to $1,000 per trip for checked or carry-on luggage.
• Baggage Delay Insurance: Up to $1,000 for essential items when baggage is delayed by six hours or more.
• Car Rental Theft and Damage Insurance: Covers rental vehicles valued up to $85,000.
• Extended Warranty: Doubles the original manufacturer’s warranty by up to two years, with coverage up to $10,000 per item and $25,000 annually.
• Purchase Protection: Protects eligible purchases from damage or theft for 120 days, up to $1,000 per occurrence.
• Hotel Burglary Insurance: Up to $1,000 in coverage for personal items stolen from your hotel room.

This comprehensive insurance makes the Amex Platinum Card an excellent card for both domestic and international travel.

Travel confidently with the Amex Platinum Card’s exceptional insurance benefits. Apply now.

How to Earn the Referral Bonus

The Amex Platinum Card stands out as the best card for maximizing referral rewards, offering an unmatched opportunity to earn up to 225,000 points annually through its referral program.

Here’s how it works:

• Earn 15,000 points for every successful referral.
• Refer up to 15 friends annually to hit the maximum of 225,000 points.

To put this into perspective, 225,000 points could cover two round-trip business-class flights to Europe, offering luxurious lie-flat seats, gourmet meals, and priority service. Even referring just one friend earns you 15,000 points, enough for a short-haul flight within Canada or the U.S.

This program makes the Amex Platinum Card the top choice for earning referral bonuses, turning your recommendations into incredible travel opportunities.

Start earning referral rewards today with the Amex Platinum Card. Apply now.

Who Should Get the Amex Platinum Card?

The Amex Platinum Card is more than just a credit card; it’s a statement of success. 

Being a Platinum Cardmember carries an air of sophistication, offering access to exclusive experiences and luxurious benefits.

This card is ideal for:

• Financial responsibility: While there’s no stated minimum income, applicants should demonstrate financial stability and the ability to manage the card’s $699 annual fee comfortably. The focus is on your financial habits, not just your earnings.
• Those with strong credit: A Very Good credit score (740+) is typically required to qualify, reflecting the card’s exclusivity.
• Frequent travellers: Enjoy unparalleled travel benefits, including lounge access, elite hotel status, and comprehensive insurance coverage.
• Luxury seekers: From dining credits to members only experiences, the card is for individuals who appreciate the finer things in life.

The Amex Platinum Card is designed for those who see travel as an extension of their lifestyle—a way to explore the world with comfort, style, and unparalleled service. It’s not just a credit card; it’s a lifestyle upgrade.

Take the first step toward Platinum Card membership and elevate your travel experiences. Apply now.

Conclusion

For the right cardholder, the Amex Platinum Card delivers exceptional value. The $400 in annual credits, 140,000-point welcome bonus, and luxury travel perks like lounge access and elite hotel status easily justify the fee for frequent travellers and high-income earners. Add in its comprehensive insurance coverage, and it’s clear this card is more than just a payment method—it’s a gateway to elevated experiences.

Important Note: The 140,000-point welcome bonus is the highest offer on the Platinum Card in Canada in over three years, and it expires on January 28, 2025. After this date, the bonus is expected to drop significantly, so now is the perfect time to take advantage.CTA:Ready to unlock the benefits of Platinum membership? Apply now.